Owning a home is a huge accomplishment for most people. Do you know how to protect you and your family from costly issues that could take this all away?
Homeowners insurance is a policy that provides protection against disasters and other issues that can hurt you financially. In most cases, this type of insurance is in the form of a package policy that covers the following:
- The structure of your home
- Your personal belongings
- Liability protection
- Additional living expenses should you be displaced from your home due to disaster
Coverage for these things varies depending on your policy. Typically, you can create a comprehensive policy with your insurance agent that provides adequate coverage in the areas you need it. Homeowner’s insurance ensures that you and your family will be safe from liability issues and property damage. Included in liability issues, typically, is injury or property damage that you or a member of your household causes to another person. Some policies will also include damage caused to other people by household pets. Your home is covered for damaged caused by most disasters. Typically, floods, earthquakes, and normal wear and tear are excluded from homeowner’s insurance coverage. Supplemental policies can be purchased to cover floods and earthquakes.
For more information on Kentucky homeowner’s insurance, contact Dave Walkenhorst Agency at 859.442.5660 or fill out our form above for a online quote. We can offer you numerous options for creating a customized and comprehensive homeowner’s insurance policy. A home is important to any family, do not leave yours to chance.