Condo HOA Building Insurance policies for KY

What do I need to know about Condo / HOA Building Insurance?

A Condominium is a multi-unit building or buildings that provides for a divided interest in real property. A Condominium owner has title to an undivided interest in common areas – e.g., the land, the public portions of the building, foundation, the outer walls, roof, and the spaces provided for parking and recreation.

The Condominium owner also possesses an exclusive interest in a three-dimensional space within the outer walls, roof, ceiling, and floors.

When you are looking at condo insurance policy, it is important to make sure that you have enough coverage to include parking garages, walkways, and the club house. Coverage for backup sewers and drains is an optional coverage but is very important to include.

Condo insurance safeguards against many hazards that could affect your investment. Dave Walkenhorst Agency can customize your coverage – minimize the gaps and avoid costly duplications. Our insurance agency can help you find the right coverage that you need while minimizing your expenses. As an independent agency, we can help you shop around and compare from many top rated Insurance Companies to find the best value for your condominium insurance needs.

Custom coverage that minimizes possible gaps and costly duplications

Condominium package policy’s offer a wide range of coverage for your association and your property and can be tailored to meet your specific insurance needs.

Competitive and flexible pricing

We can help you compare and choose from the many top rated insurance companies that specialize in Condo / HOA Building Insurance offer flexible pricing plans designed to reflect the unique characteristics of condominium associations, taking into consideration limits, coverage and deductible requirements, past loss experience and loss prevention efforts, and hazard control and safety protection features.

The high-quality service you deserve

You deserve quality and value for your premium dollars. And that is what you will get – customized coverage accompanied by excellent service through our professional, knowledgeable and responsive insurance agents.